Our mission at SIPHEM is to assist Internet merchants, large and small, in protecting themselves against the dramatic increase in online credit card fraud.

By developing our own online credit card verification processes we are in a position to offer Merchants the most secure, fastest and easiest way to cut down on credit card fraud.

We have worked in conjunction with the World's largest banking and credit institutes to develop our software to a standards way beyond our competition.

As well as helping you cut back on credit card fraud, we are one of only a handful of companies that can offer to buy your chargebacks. If you are looking to turn your chargebacks/receivables into immediate cash come and talk with us to see what we may be able to do.

We have over five years specializing in purchasing credit card chargebacks, bad check drafts, 900 chargebacks and direct bill on transactions conducted through the internet or by telephone.

Why wait for your money, get paid now and let us worry about the collection process.

We offer great rates on your chargebacks and can even offer customer reactivation programs.


We understand your business!

Let us show you what we can do for you!